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Latest Home Loan Interest Rates

Compare home loan offers from top banks in India.

Top Home Loan Offers
Logo Bank Name Interest Rate (p.a.) Processing Fee Tenure Action
SBI Bank Logo SBI Bank 7.50% – 8.95% 0.25% 5 Enquire
HDFC Bank Logo HDFC Bank 7.90% onwards ~0.5–1% 1-25 Enquire
AXIS Bank Logo AXIS Bank 8.35% – 9.35% Up to 1% + GST 1-25 Enquire
No Logo IDBI Bank 7.65% onwards Up to 1% 1-35 Enquire
No Logo BOB 7.45% onwards 0.50% (min. ₹1500, max. ₹10,000) 1-30 Enquire
No Logo PNB 7.50% – 9.35% 0.25% 1-50 Enquire
No Logo JIO Financial 8.2% – 9.99% Not disclosed (competitive) 1-30 Years Enquire
No Logo Unity Small Finance 13% – 25% (secured/unsecured) Up to 5% + applicable tax 1-30 Years Enquire

What is a Home Loan?

A home loan is a sum of money that an individual borrows from a bank or any other financial institution to purchase a house, apartment, or a piece of land...

The property is mortgaged to the lender as a security until the repayment of the loan. The bank or financial institution keeps the title deeds of the property until the loan is repaid in full with the interest due on it.